The phone rang the other day–it hardly ever does that–so I answered. A telemarketer named Peter was on the other end. He wanted to tell me about the special deal my bank is now offering on personal injury insurance. Intrigued, I listened as Peter explained injuries that could occur and what the payout would be in a much too enthusiastic voice. “If you break your leg you receive ??? pounds. If you break both legs you receive ??? pounds. If you loose an eye you receive ??? pounds.”
I had to stop him at “loose an eye” to tell him I wasn’t interested. What kind of phone call is that to make to people all day? I don’t want to pick up the phone and hear some stranger talk about the possibility of me loosing an eye. I like both my eyes right where they are. I don’t intend to loose either of them.
“We’re offering this insurance free until the first of September to all our customers,” Peter said.
“I’m not interested.”
“Why aren’t you interested? It’s free until the beginning of September.”
“I’m not going to loose an eye between now and September,” I said.
“That’s really not the point. An accident could happen at any time.”
“I’m just not interested. Thanks.” I hung up the phone.
Peter just didn’t seem to understand that to me buying that insurance would be like saying I’m going to loose an eye. I might as well have grabbed a spoon out of the kitchen drawer and used it to pry out my eye as I talked to him on the phone. I could never buy that kind of insurance. It’s bad luck. Doesn’t Peter understand bad luck?
I wonder how many people actually purchase the insurance. I wonder how many of those people’s eyes drop out of their heads as soon as they hang up the phone.